New Horizons Un-Limited Inc.
Community and Internet Resources
Housing: Home Ownership
Financial Assistance: Home Repair Assistance
National
Rebuilding Together is a non-profit organization with affiliates throughout the United States with a mission to "preserve and revitalize houses and communities, assuring that low-income homeowners, particularly those who are elderly and disabled and families with children, live in warmth, safety, and independence." They achieve this mission by making repairs to homes of low-income individuals. All repairs are free to the homeowner. Eligible homeowners must be low-income and elderly, disabled, or families with children, and unable to do the work themselves. Homeowners in need of home repairs should contact their local affiliate. To locate an affiliate, visit the Rebuilding Together website.
United States Department of Agriculture Rural Development offers home repair funds via the Section 504 Repair Loans and Grants program. Funds are available for making basic repairs, installing essential features or to remove health or safety hazards. Eligible homeowners must reside in a rural area and be very low-income (50% or less of county median income). For more information, visit the USDA Rural Development website or visit your local Service Center. Service Center Locator.
New York
Snow Belt Housing Company, Inc. is a non-profit organization dedicated to seeing that all Lewis County, New York residents are able to afford a safe and decent place to live. They offer a number of programs that can assist low-income residents pay for necessary home repairs. They offer a home repair grant program, which provides a grant of up to 40% of the repair cost as well as low-interest home repair loans. Income limits do apply. For more information, call (315) 376-2639 (Voice) or 800-662-1220 (TDD).
Ohio
Interfaith Home Maintenance, serving low-income residents of Mahoning County, Ohio, offers home repairs and maintenance tasks such as plumbing repairs, window and door replacements, indoor and outdoor carpentry, emergency repairs, access work, yard maintenance and masonry. The program is available to those with low-income, especially elderly and physically challenged persons. While there is a waiting list, they will address emergency repairs such as a broken furnace in the winter or a broken hot water tank. To learn more, call (330) 743-7800.
Wisconsin
Milwaukee County Home Repair Loan Program offers low interest and zero interest loans to owner occupied, low income households for home repairs. Nearly all home repairs qualify. There are no application fees, pre-payment penalties or any hidden costs. Additionally, qualifying elderly and low-income households may also be eligible for a deferred loan, which does not require loan payment until the home is sold. The maximum qualifying income based upon household size follows: 1-$37,650, 2-$43,000, 3-$48,400, 4-$53,750, 5-$58,050, 6-$62,350. If you are interested in applying for this program, call (414) 278-4917.
Neighborhood Housing Services of Milwaukee, Inc. is a non-profit, community-based corporation working to stabilize and revitalize neighborhoods. For existing home owners, they offer a Home Repair and Improvements Program which assists home owners in obtaining the money to fix up their homes. NHS can identify grants, rebates, and loans for home improvement. They also offer free exterior house paint. For more information, call NHS at (414) 383-2272.
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[Updated December 30, 2004]
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