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Community and Internet Resources
Housing: Home Ownership
Financial Assistance: Home Repair Assistance
National
Rebuilding Together is a non-profit organization with affiliates throughout the United States with a mission to "preserve and revitalize houses and communities, assuring that low-income homeowners, particularly those who are elderly and disabled and families with children, live in warmth, safety, and independence." They achieve this mission by making repairs to homes of low-income individuals. All repairs are free to the homeowner. Eligible homeowners must be low-income and elderly, disabled, or families with children, and unable to do the work themselves. Homeowners in need of home repairs should contact their local affiliate. To locate an affiliate, visit the Rebuilding Together website.
U.S. Department of Agriculture Rural Development offers Rural Housing Repair and Rehabilitation Loans to very low-income rural residents. The loans have a very low 1% interest rate and can be repaid over 20 years. Qualified applicants must have incomes below 50 percent of the area median income. For more information, contact your State Office by calling 1-800-670-6553.
U.S. Department of Health and Human Services: Administration for Children and Families offers energy efficient home repairs via the Low Income Home Energy Assistance Program. Each state has its own criteria and guidelines for selecting recipients of home repair funds. To learn more, call the National Energy Assistance Referral Project at 1-866-674-6327.
U.S. Department of Housing and Urban Development has developed an online list of federally- and state-funded home repair and rehabilitation programs. To locate a program in your state, visit HUD: Local Home Repair Programs.
New York
Snow Belt Housing Company, Inc. is a non-profit organization dedicated to seeing that all Lewis County, New York residents are able to afford a safe and decent place to live. They offer a number of programs that can assist low-income residents pay for necessary home repairs. They offer a home repair grant program, which provides a grant of up to 40% of the repair cost as well as low-interest home repair loans. Income limits do apply. For more information, call (315) 376-2639 (Voice) or 800-662-1220 (TDD).
Ohio
Interfaith Home Maintenance, serving low-income residents of Mahoning County, Ohio, offers home repairs and maintenance tasks such as plumbing repairs, window and door replacements, indoor and outdoor carpentry, emergency repairs, access work, yard maintenance and masonry. The program is available to those with low-income, especially elderly and physically challenged persons. While there is a waiting list, they will address emergency repairs such as a broken furnace in the winter or a broken hot water tank. To learn more, call (330) 743-7800.
Wisconsin
City of Milwaukee Neighborhood Improvement Program assists eligible owner occupants in repairing their homes. All repairs are based upon municipal building code violations, lead hazard reduction, and health and safety concerns. This is not a home remodeling program. Eligible applicants will have household income at or below 50% of the County median income. To learn where to apply, contact the Department of Neighborhood Services at (414) 286-2163.
Milwaukee County, via their Housing Division, offers home repair assistance to qualified residents. To learn more, call (414) 289-5894.
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[Updated September 30, 2009]
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