New Horizons Un-Limited Inc.

FAQ: Frequently Asked Questions

Employment

Business

• I am interested in starting a small business of my own, where may I go to obtain information on how to go about starting a small business?

Job Skills

• I need help in how to apply for a job, but I do not know where to begin?
• My disability has interfered with my ability to work, does this mean I will never work again? How can I obtain assistance in training for keeping or getting a job?

Legislation And Rights

• As a deaf person, interviewing is extremely difficult without the use of an interpreter. Under the Americans with Disabilities Act (ADA), can I request for the potential employer to hire an interpreter for the interviewing process?
• Where can I file a complaint if I feel I have been discriminated against by my employer?
• I feel I may have been discriminated against because of my disability when I was looking for a job. What are my rights? Can I file a complaint?

Social Security

• How can I appeal to the Social Security Administration to review a claim?
• I would like to attempt to return to the workforce but fear I will lose Medicaid eligibility. Do I have any options?
• I would like to attempt to return to the workforce but I have been collecting Social Security Disability (SSDI) benefits. How will returning to work affect my collecting SSDI benefits?
• How can I receive my Social Security benefits by direct deposit?
• When is it appropriate to tell an employer of a disability? How am I protected under the Americans with Disabilities Act (ADA)?
• I'm getting Social Security and I'm moving. How do I get Social Security to send my checks and other correspondence to my new home?
• How do I get a lost Social Security card replaced?
• Where is my local Social Security office?

Therapy And Rehabilitation

• What if I have questions about Department of Vocational Rehabilitation (DVR) policies and procedures or I have difficulty obtaining services?

Q: How can I appeal to the Social Security Administration to review a claim?

• A: You may appeal to the Social Security Administration to review a claim. The Social Security Appeals Council is the final level of administrative review available to claimants who disagree with the decision on their claim.

Q: I am interested in starting a small business of my own, where may I go to obtain information on how to go about starting a small business?

National

• A: Small Business and Self-Employment Service (SBSES) is a service of the Office of Disability Employment Policy of the U.S. Department of Labor which provides information, counseling, and referrals about self-employment and small business ownership opportunities for people with disabilities. SBSES, located at the Job Accommodation Network (JAN), is available through JAN's toll-free number (800) 526-7234 (Voice/TTY). They have also authored Starting and Managing a Business from Your Home.

Ohio

• A: EnterpriseWorks offers free Self-Assessment and Business Plan Development classes throughout an 8-county area of Ohio to anyone interested in starting a small business of their own. For individuals with disabilities, they suggest first calling the Ohio Rehabilitation Services Commission at (800) 282-4536, who can arrange an appointment with an EnterpriseWorks coordinator.

Washington

• A: Washington Community Alliance for Self-Help (CASH) offers free business training, small loans, peer support and on-going technical assistance to help start and expand small businesses. Call (206) 352-1945 for more information.

Canada

• A: Network for Entrepreneurs With Disabilities offers online resources designed to assist in the development of small and/or home-based businesses, for those considering entrepreneurship and especially for persons with disabilities involved in or interested in entrepreneurship.

Q:  How can I receive my Social Security benefits by direct deposit?

• A:  If you have a bank account or not you can get the information to take the next step toward receiving your Social Security benefits by direct deposit. The Direct Deposit Sign Up Form is available on-line. Check it out at Social Security.

Q: When is it appropriate to tell an employer of a disability? How am I protected under the Americans with Disabilities Act (ADA)?

• A: It is not necessary to disclose a disability to an employer unless an accommodation for the disability is necessary. Under Title I of the ADA, a company employing 15 employees or more is required to make reasonable accommodations to individuals with disabilities. For more information about your rights and your employer's obligations, visit U.S. Department of Justice ADA Questions and Answers, or call the ADA Information Line at (800) 514-0301 (Voice) or (800) 514-0383 (TDD).

Q: As a deaf person, interviewing is extremely difficult without the use of an interpreter. Under the Americans with Disabilities Act (ADA), can I request for the potential employer to hire an interpreter for the interviewing process?

• A: The ADA requires that employers make accommodations throughout the entire hiring process, including interviews. Therefore, it would be the employer's obligation to hire an interpreter if the communication process, and thus interviewing process, would be significantly impaired without the interpreter's presence. Furthermore, if the potential employer refuses to proceed with the interview they would not be in compliance with the ADA and could be subject to a complaint.

Q: Where can I file a complaint if I feel I have been discriminated against by my employer?

• A: Complaints about private employers, employing 15 or more individuals, can be filed with the Equal Employment Opportunity Commission. Call 800-669-4000 (voice) or 800-669-6820 (TDD) to reach the field office in your area.

Q: I would like to attempt to return to the workforce but fear I will lose Medicaid eligibility. Do I have any options?

• A:The Medicaid Buy-In program offers Medicaid coverage to people with disabilities who are working, and earning more than the allowable limits for regular Medicaid. This program allows working people with disabilities to earn more income without the risk of losing vital health care coverage. A small premium may apply and is based upon annual earnings. For more information, contact your state Medicaid Office.

Q: I would like to attempt to return to the workforce but I have been collecting Social Security Disability (SSDI) benefits. How will returning to work affect my collecting SSDI benefits?

• A: The Social Security Administration (SSA) offers a 9-month trial work period in which individuals can test their ability to work and still earn up to $590 per month without jeopardizing their SSDI benefits. The SSA does not consider services performed during the trial work period as showing that the disability has ended until services have been performed in at least 9 months (not necessarily consecutive) in a rolling 60-month period. Once a beneficiary exceeds the nine-month trial work period, the SSA finds applicants for SSDI not to be disabled (an therefore ineligible for benefits) if they are working and performing substantial gainful activity (SGA). As of January 1, 2005, the monthly SGA amount for statutorily blind individuals is $1,380. For non-blind individuals, the monthly SGA amount is $830. In other words, individuals earning at or above SGA would no longer be entitled to SSDI benefits.

Q: I need help in how to apply for a job, but I do not know where to begin?

• A: Assistance in interviewing skills, answering employer questions about your disability, your employment rights, and resume writing are all available through Centers for Independent Living. See your local CIL on workshops and programs for improving your employability. To find the CIL nearest you, click on NHU’s Independent Living: State Centers for Independent Living (CILs).

Q: I feel I may have been discriminated against because of my disability when I was looking for a job. What are my rights? Can I file a complaint?

• A: To learn more about your rights and to file a complaint, contact the US Equal Employment Opportunity Commission

• A: You may need vocational rehabilitation in order to find new ways to apply your job skills or assistance in finding new employment. If you have a physical or mental impairment that makes it difficult for you to get or keep a job, contact your local Rehabilitation Services office. To find the office nearest you, contact the Rehabilitation Service Administration (RSA) under Basic Vocational Rehabilitation Services. In Wisconsin, contact the Department of Health and Social Services Division of Vocational Rehabilitation (DVR). Services DVR may provide or fund as part of an approved rehabilitation program include: medical, psychological, vocational evaluation, job seeking, work adjustment and skill training, home based business development, self-employment assistance and technological aids and devices. In Wisconsin, contact the DVR Central Administration for the DVR office nearest you: P.O. Box 7852, Madison, Wisconsin 53707-7852, (608)266-1281 Voice, (608)266-9599 TTY.

• A: Contact (CAP) Client Assistance Program of the Rehabilitation Service Administration (RSA). In Wisconsin, contact the Wisconsin Client Assistance Program, 1 W. Wilson St., Room 558, Madison, Wisconsin 53707-7850, 1-800-362-1290 Toll Free, (608)267-5016 Voice/TTY.

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