New Horizons Un-Limited Inc. New Horizons Un-Limited Inc.New Horizons Un-Limited has written a guide to provide information on the Wisconsin BadgerCare Plus Program for Uninsured Families. Most children with disabilities are considered to have pre-existing conditions, and private insurance companies will usually not cover them. This program allows those families an affordable alternative and provides quality care for those enrolled.
Guide to Buying a Home for People with Disabilities: Financial Considerations and Options
March 31, 2002 [Updated November 30, 2008] © Copyright 2002, 2008 New Horizons Un-Limited Inc.
This guide, written by New Horizons Un-Limited staff, assists people with disabilities with the financial options of buying a home. The financial burden of buying a home can be very complicated for people with disabilities. People with disabilities face unique needs and issues. Due to the recognition that home buying and new legislation can help to solve the housing crises, there are many emerging programs designed to provide a systematic and strategic approach to offer homeownership financial opportunities to people with disabilities.
10 Pieces of Critical Information for Parents Whose Child Has Special Needs
By: Bernard A. Krooks, Esq. This article outlines the critical information estate planning documents one needs to gather and organize.
The Special Needs Alliance offers a brief guide to Special Needs Trusts. The brochure answers questions on payback provisions, distribution restrictions and requirements. The Special Needs Alliance is a national, non-profit organization committed to helping individuals with disabilities, their families, and the professionals who represent them.
NOTE: You must sign up for a free membership to access the Financial Planning section of the Exceptional Parent website. This section covers a range of topics including preparing a special needs child for college, taxation of special needs trusts, guardianship, life insurance and much more.
This guide, written by the ARC of the United States, Sharon Davis, Ph.D., Editor, explains the basics of a financial planning for the future and how it can benefit your family member with a disability. "Supplemental Needs or Special Needs Trusts (SNTs), preserve government benefit eligibility and leave assets that will meet the supplemental needs of the person with a disability - those that go beyond food, shelter, and clothing and the medical and long term supports and services of Medicaid." This is a must read guide, particularly for family members of people with developmental disabilities.
This guide, written by the Office of the Governor South Carolina Developmental Disabilities Council, offers information on issues relating to planning for the financial wellbeing of persons with disabilities. This guide touches on guardianships, wills, trusts, life insurance, health insurance, government benefits and military benefits. It also talks about the importance of developing an information notebook, with items such as your child's personal file, your personal checklist, your estate inventory, any funeral or burial arrangements and any other information that you feel would help someone else in assisting your son or daughter with a disability. While this guide does offer resources specific to South Carolina, much of the guide would be beneficial for those in other states as well.
This guide is compiled by the Maryland Developmental Disabilities Council. First printing: July 1999. Revised: May 2003. This guide explains each financial plan tool in layman terms and offers a comprehensive group of forms for you to fill out and plan for the future. This is a very informative and helpful guide.
Produced by The ARC, 2002, this 17-page guide will help families of people with disabilities understand how pooled trusts work and how they might be able to benefit their family member.
Written by Attorney Roy Froemming, this guide assists families in developing a trust for a family member with a disability. The guide begins by defining important terms and goes in depth into creating trusts, discussing revocability issues, distribution issues, homeownership issues, the appointment of trustees and much more.
This is an article on the Disability Scoop website, a premier source for disability news written by Michelle Diament. This article offers good advice to government benefits, special needs trusts, conservatorships, taxes and more.
The Special Needs Planning Guide: A Special Letter of Intent
Created By Cynthia R. Haddad, CFP® & John W. Nadworny, CFP® ChFC this book offers a check list of what to include in the letter of intent.
The Special Needs Trust Administration Manual, A Guide for Trustees - by Barbara D. Jackins, Esq., Richard S. Blank, Esq., Peter M. Macy, Esq., Harriet H. Onello, Esq., and Ken W. Shulman, Esq. Published by People with Disabilities Press at iUniverse (2004): $15.95. Available from Disabilitiesbooks.com. Special Needs Trust Adminsitration ManualThe Special Needs Trust Administration Manual: A Guide for Trustees is a valuable reference guide for anyone who is managing a special needs trust for a person with disabilities. Written by five Massachusetts attorneys, the book will appeal to both professional trustees and lay persons. It is concise, easy to use, and packed with helpful information. A central theme that runs throughout the book is the beneficiary's eligibility for public benefits such as SSI, SSDI, Medicaid, and Section 8 housing. What can the trustee safely pay for without risking those benefits? The authors give useful advice and provide many concrete examples.
Social Security Administration offers this guide to provide extensive information about SSI benefits. It discusses everything associated with filing and receiving SSI benefits, including eligibility requirements. The handbook also features information about Medicaid and other Government assistance programs.
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