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Community and Internet Resources


Education: Financial Assistance

Government Loan and Grant Programs



National

New Sign United States Department of Education offers much information on Federal aid available to college students. Aid can be received in the form of a subsidized loan, a grant or tax credits. For more information on aid available from the Federal Government call the Federal Student Aid Information Center (FSAIC) at (800) 433-3243 (Voice) or (800) 730-8913 (TTY).

Following are a few financial aid programs offered by the federal government:

  • Federal Pell Grant does not have to be repaid. Pell Grants are awarded to undergraduate students who have not earned a bachelor's or a professional degree.

  • Federal Family Education Loan (FFEL) offers loan funds from a bank, credit union, or other lender that participates in the program. Loans can be subsidized which means the government will pay the interest on your loan while you're in school, for the first six months after you leave school, and when you qualify to have your payments deferred. Interest rates are variable.

  • William D. Ford Federal Direct Loan Program offers loan funds directly from the federal government. Loans can be subsidized which means the government will pay the interest on your loan while you're in school, for the first six months after you leave school, and when you qualify to have your payments deferred. Interest rates are variable.

  • Federal Perkins Loan is a low-interest (5 percent) loan for both undergraduate and graduate students with exceptional financial need. Federal Perkins Loans are made through a school's financial aid office. Your school is your lender, and the loan is made with government funds. You must repay this loan.

  • For more on the topic of Education:

    Community and Internet Resources / FAQ / Guides


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    © Copyright 2002, New Horizons Un-Limited Inc.
    [Updated December 31, 2002]
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